Attention homeowners in Pittsburgh and Allegheny County: Get an Appraisal today!![]() Check out the top seven reasons why PA homeowners hire Bajoras Appraisals:
Own a home in or near Pittsburgh, PA and need help deciding the value of it?
At Bajoras Appraisals, we understand the special needs of a consumer in need of appraisal services. Our usual business clients get the appraisal process and the usual "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Bajoras Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Bajoras Appraisals is seasoned in helping people just like you do away with unnecessary PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in an area that is going down. This means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Bajoras Appraisals is your strongest weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your home is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Bajoras Appraisals can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property. |